MAI - Fire Protection

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FPR - Fire Protection

1. Criticism: Fires would not be put out
   Assumptions:
   Solutions:
   1. FIN - Fire insurance companies would handle this. This would be a lot easier today since we have computers and they could easily know what houses are their clients and which are not.
      References: Use today in supplementing current fire protection
      
      
2. Criticism: But there wouldn't be any good way to notify insurance companies that there is a fire occurring
   Assumptions: FPRFIN
   Solutions:
   1. Fire insurance companies could band together providing a single number to call and then this would be forwarded to the correct company.
   2. A charity could provide a phone number for people to call and then it could forward this onto all the fire insurance companies in the area.
   3. The citizens of that area could set up a number and then take turns volunteering to handle calls.
      
      
3. Criticism: If a person didn't have insurance, their house would just burn down.
   Assumptions: FPRFIN
   Solutions:
   1. Insurance companies would come out and offer to put out the fire for a fee.
   2. The fire insurance company would offer to buy their house for a low price then put the fire out making a profit on their newly acquired house. This is actually how the whole fire protection thing got started hundreds of years ago back in, I think it was London - so this is a proven workable business model.
      
      

Additional Information

The Development of Municipal Fire Departments in the United States by Annelise Graebner Anderson, California State University, Hayward